Welcome to FaithBasedInvestor.com (“Website”), operated by Faith Based Investor Media LLC (“Company”.
By accessing or using this Website, you agree to these Terms & Conditions. If you do not agree, please do not use this Website.
1. Educational Purpose
FaithBasedInvestor.com provides educational information regarding investing, financial planning, retirement planning, biblical stewardship, economics, markets, and related topics.
Nothing on this Website constitutes:
- individualized investment advice
- legal advice
- tax advice
- accounting advice
- financial planning advice
- insurance advice
Content is for educational and informational purposes only.
2. No Client Relationship
Use of this Website does not create:
- an investment advisory relationship
- a fiduciary relationship
- an attorney-client relationship
- a CPA-client relationship
Any advisory relationship exists only after execution of written agreements with the appropriate registered advisory firm.
3. Investment Risks
All investing involves risk. Past performance does not guarantee future results. Investments may lose value.
There are no guarantees regarding:
- performance
- returns
- income
- preservation of principal
- tax savings
Users are responsible for their own investment decisions.
4. No Recommendation
Nothing contained on this Website should be interpreted as a recommendation to buy, sell, hold, exchange, or allocate any security or investment. Examples are for educational illustration only. The Reports are impersonal and do not provide individualized advice or recommendations for any specific subscriber or portfolio.
5. Faith-Based Investing
The Company discusses faith-based and biblically responsible investing.
Reasonable investors may differ regarding:
- ethical standards
- biblical interpretation
- screening methodologies
No guarantee is made that any investment fully reflects every individual’s beliefs.
6. Newsletter Subscription
Subscribers may receive:
- newsletters
- market commentary
- educational emails
- webinar invitations
- promotional offers
- product updates
Users may unsubscribe at any time using the unsubscribe link contained in every email.
7. Premium Membership
Certain content may require a paid subscription.
Subscription fees are billed according to the selected membership.
Unless otherwise stated:
- fees are non-refundable
- access is personal
- accounts may not be shared
The Company reserves the right to suspend accounts for abuse.
8. Software and AI Tools
The Website may provide:
- calculators
- AI tools
- model portfolios
- screening tools
- retirement estimators
- planning software
These tools are educational only. Outputs should not be considered personalized financial advice.
9. Intellectual Property
All Website content is owned by Faith Based Investor Media LLC, including:
- articles
- videos
- podcasts
- graphics
- software
- calculators
- logos
- trademarks
- ebooks
- research
- newsletters
Content may not be copied, reproduced, distributed, or sold without written permission.
10. User Conduct
Users agree not to:
- upload malicious software
- interfere with Website operation
- scrape Website content
- copy premium content
- impersonate others
- violate applicable laws
11. Third-Party Links
The Website may link to third-party websites.
The Company is not responsible for:
- their content
- privacy practices
- products
- services
- accuracy
Users access third-party sites at their own risk.
12. Affiliate Relationships
The Company may receive compensation through:
- affiliate links
- advertising
- sponsorships
- referral relationships
Such relationships may create compensation without additional cost to users.
13. Limitation of Liability
To the fullest extent permitted by law, Faith Based Investor Media LLC shall not be liable for:
- investment losses
- lost profits
- indirect damages
- consequential damages
- incidental damages
- business interruption
- data loss
Maximum liability shall not exceed amounts paid to the Company during the preceding twelve months.
14. Indemnification
Users agree to indemnify and hold harmless Faith Based Investor Media LLC from claims arising from:
- misuse of the Website
- violation of these Terms
- violation of applicable laws
15. Disclaimer of Warranties
The Website is provided “AS IS.”
The Company makes no warranties regarding:
- availability
- uninterrupted service
- accuracy
- completeness
- fitness for a particular purpose
16. Governing Law
These Terms shall be governed by the laws of the State of South Carolina without regard to conflict of law principles.
17. Changes
We may modify these Terms at any time. Updated versions become effective upon posting.
18. Contact
Faith Based Investor Media LLC
Email: support@faithbasedinvestor.com
Website: www.faithbasedinvestor.com